USA Savings

Our Competitive Advantage

No other company is in the singular position to match the services of USA.

We handle your Payroll, W-2’s and Year End Tax reporting, preparation and filing of all your Federal 940’s and 941’s, manage unemployment tax returns, labor distribution and employee payroll deductions.

But our competitive advantage is that only USA can offer a unique portfolio of products that includes worker’s compensation, health and disability. The Affordable Care Act will mandate that all employers offer precisely the portfolio of products that only USA can offer.

Traditionally, health and disability coverage is written by life insurance carriers and workers compensation coverage is written by property & casualty carriers. Each independent writer of the coverages competes for profit and fiercely seeks to avoid responsibility for claim liabilities. USA eliminated the battle between carriers which slow the delivery of medical care when it is most needed—when the worker first visits the doctor or the ER. Technical differences in coverage are never used to delay care and treatment. What matters is effective medical treatment and prompt reimbursement of lost wages.

By controlling how it provides for the claims, USA protects its client’s bottom line like no other provider can.

Compare USA’s bundled coverages and you can expect substantial savings similar to these real examples:

  • A garment rack manufacturer with 43 employees saved 16.16% by switching to USA.
    This company was paying $155,273 for workers compensation, statutory disability and health insurance; their costs were reduced by $25,103, a change from 9.41% to 7.89% of payroll—a 16.16% savings with the bundled package from USA.
  • A home health care service with 60 employees saved 15.4% by switching to USA.
    This company was paying $154,202 for workers compensation, statutory disability and health insurance; their costs were reduced by $23,747, a change from 6.43% to 5.44% of payroll—a 15.4% savings with the bundled package from USA.
  • A general construction company with 68 employees saved 17.39% by switching to USA.
    This company doing concrete and carpentry was paying $730,541 for workers compensation, statutory disability and health insurance; their costs were reduced by $127,032, a change from 24.23% to 20.02% of payroll, a 17.39% savings with the bundled package from USA.
  • A nursing home with 85 employees saved 16% by switching to USA.
    This company was paying $275,771 for workers compensation, statutory disability and health insurance; their costs were reduced by $44,043 a change from 6.98% to 5.87% of payroll—a 16% savings with the bundled package from USA.

USA Pay as you go – workers compensation, health & disability coverage is your human resource department.

Interested in a quote? Click here to see how much you would save.